How Much Can I Borrow With a Payday Loan in South Africa?

With eKasi Pay Credit you can borrow between R500 and R4,000 on a payday loan. The exact amount you qualify for depends on your monthly income, your existing debt, and the result of our affordability check. We tailor each offer to what you can comfortably repay in a single payment on your next payday.

What determines your loan amount

• Your monthly income
• Your existing debt obligations
• The result of our affordability (DTI) and credit check

We don't offer one-size-fits-all loans. Our system calculates a personalised offer within the R500–R4,000 range, based on what you can afford to repay on your next payday. Applicants must be employed with a regular, verifiable income, and applicants under debt review, with judgments, or in arrears cannot be approved.

Want to know your limit? Get a no-obligation quote on the homepage, see how short-term loans work, or review the costs and fees.