How Payment Plans Work at eKasi Pay Credit

A payment plan at eKasi Pay Credit lets you repay your outstanding balance in smaller, structured monthly instalments instead of one lump sum. You request it, we assess and propose a plan, you pay a deposit and sign a contract, then a debit order collects each instalment until your account is settled.

How Payment Plans Work at eKasi Pay Credit

A payment plan allows you to repay your outstanding balance in smaller, structured monthly payments instead of one lump sum.

The process

1. Request — Email help@ekasipaycredit.awsapps.com or request through your account
2. Assessment — Our team reviews your account and proposes a plan with a fixed monthly instalment
3. Deposit — A deposit may be required to activate the plan, deducted from your balance
4. Contract — You receive and sign a payment plan contract outlining the terms
5. Debit mandate — A debit order is set up for automatic monthly collection
6. Repayment — Payments are collected monthly. Your balance reduces with each payment
7. Completion — Once all instalments are paid, your plan is complete and your account is settled

Important rules

• Every instalment must be paid on time. A missed payment dishonours the plan
• A dishonoured plan may result in the full remaining balance becoming due immediately
• Your account may be escalated to collections if the plan is dishonoured
• You can track your progress in your account dashboard

A payment plan is a commitment. It is designed to help you, but only works if you honour every payment.

Learn how to set one up in How to Set Up a Payment Plan on the Website, and keep on track with these tips.