Tips for Staying on Track With Your Payment Plan

To stay on track with your payment plan, treat each instalment like rent: budget for it first, keep funds available on your debit order date, and set a reminder two days before. Never skip a month — one missed payment can dishonour the whole plan and make the full balance due immediately.

Tips for Staying on Track With Your Payment Plan

You have taken a positive step by setting up a payment plan. Here is how to make sure you see it through.

1. Treat it like rent — Your instalment is a fixed monthly obligation. Budget for it before discretionary spending.
2. Keep funds available — Ensure your bank account has sufficient funds on the debit order date. A failed debit order counts as a missed payment.
3. Set reminders — Put a recurring reminder for two days before your instalment date.
4. Do not skip a month — Even one missed payment can dishonour the entire plan, making the full balance due immediately.
5. Communicate early — If you cannot make a payment, email help@ekasipaycredit.awsapps.com before the due date. We may be able to adjust.
6. Track your progress — Log into your account to see remaining instalments and your reducing balance.
7. Celebrate milestones — Each successful payment brings you closer to being debt-free.

Your payment plan is your path out of debt. Protecting it should be a priority.

See how plans work in How Payment Plans Work at eKasi Pay Credit, or get budgeting help in Budgeting 101.